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In 2016, that will no longer be true—and new scams will likely take advantage of this.

Our membership base is made up of over 4.5 million singles from USA, Europe, Asia, the Middle East and many other countries.

Here’s what you need to watch out for in 2015 was the year of the IRS scam: Scammers impersonating the IRS and intimidating consumers into paying penalties for “back taxes” accounted for nearly a quarter of all scams reported to the Better Business Bureau. Buried in the Congressional budget bill was a provision allowing debt collectors to use robocall technology to pursue anyone owing government debt—think overdue student loans and Freddie Mac and Fannie Mae mortgages.

Until now, consumers were advised—correctly—that the government would never initiate contact by phone, and just this past June the Federal Communications Commission strengthened protections against debt collectors calling a cellphone to dun late-paying loan holders.

Thieves increasingly tap funds by tapping into the accounts of others through Apple Pay, Google Wallet, Samsung Pay, Android Pay, Pay Pal, and others.

Dewey put the security of mobile wallets to a little test: First, he secretly copied credit card numbers and expiration dates from a few colleagues at Pindrop.

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